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With over twelve years of experience investigating real estate matters including mortgage fraud, title insurance claims and general real estate-related issues, Rannoch Consulting & Research brings informed competency to assisting its clients who face risk situations in the real estate arena.

Rannoch Consulting & Research can assist law firms, title insurance underwriters and mortgage lenders by undertaking a risk audit of closing procedures and of the closing files, by reviewing loan origination files, performing verifications of loan application information, tracking down signatories and persuade them to re-execute

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Rannoch Consulting & Research undertakes site visits to residential and commercial properties to determine the condition of the property, who is actually occupying the property and canvass neighbors for information on activity occurring at the property. A photographic survey will be conducted to document the condition of the property and any circumstances of significance.

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If you are approached by someone

If you are approached by someone who offers you thousands of dollars to simply act as the buyer or “co-signor” or “investor” in a real estate transaction for which you actually have no other involvement, treat the offer and that person with the utmost caution. You are being asked to act as a “straw buyer”. The transaction very probably involves mortgage fraud and when law enforcement begin their inquiries, it will be your signature on the closing documents and on the mortgage, not the perpetrators. The opportunity to earn fast cash will come back to haunt you.

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If you are a real estate attorney or a licensed title agent with concerns about a transaction or the actions of a member of your staff, contact Rannoch Consulting & Research. Do not delay investigating suspicious circumstances.

If you are a lending institution

If you are a lending institution and need to verify a borrower’s bona fides or inquire into a suspect mortgage loan transaction, or if you are a primary mortgage insurance underwriter and need to investigate claims, or if you are a title insurance underwriter facing title insurance claims or suspicious activities by a title agent, contact Rannoch Consulting & Research.

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